{ "name": "FindAgency HQ Agency Formation And Cover", "title": "Agency Formation And Cover", "url": "https://findagencyhq.com/datasets/agency-formation-and-cover/", "csv": "https://findagencyhq.com/datasets/agency-formation-and-cover.csv", "markdown": "https://findagencyhq.com/datasets/agency-formation-and-cover/index.md", "computed_at": "2026-09-26", "license": "https://findagencyhq.com/terms", "headline": "The Agency Formation And Cover carries 3 published figures read from 5 sources' own pages, from 42.92 to 94 USD, read 26 September 2026.", "quotes": [ "The Agency Formation And Cover carries 3 published figures read from 5 sources' own pages, from 42.92 to 94 USD, read 26 September 2026.", "5 of the 20 named sources read in full publish a figure; 15 publish none, read 26 September 2026.", "Agency Formation And Cover, cover-type professional-indemnity-gb: median 8 GBP across 1 source, read 26 September 2026.", "Agency Formation And Cover, cover-type registrar-filing-fee: median 100 GBP across 1 source, read 26 September 2026.", "Agency Formation And Cover, cover-type professional-liability: median 42.92 USD across 1 source, read 26 September 2026.", "Agency Formation And Cover, cover-type professional-liability-it-consultant: median 90 USD across 1 source, read 26 September 2026.", "Agency Formation And Cover, cover-type tech-errors-and-omissions: median 94 USD across 1 source, read 26 September 2026.", "The median is unchanged since 25 September 2026 (was 90 USD across 3)." ], "citation": "\"FindAgency HQ Agency Formation And Cover\", updated 2026-09-26, https://findagencyhq.com/datasets/agency-formation-and-cover/.", "changed_since": { "since": "2026-09-25", "previous_median": 90, "delta": 0, "direction": "unchanged", "sentence": "The median is unchanged since 25 September 2026 (was 90 USD across 3)." }, "national": { "unit": "USD", "n": 3, "median": 90, "min": 42.92, "max": 94, "p25": 42.92, "p75": 94, "mean": 75.64, "units": { "GBP": 2, "USD": 3 }, "published_sources": 5, "named_sources": 20, "read_sources": 20, "not_published": 15, "published_share": 0.25 }, "by_axis": { "cover-type": { "professional-indemnity-gb": { "GBP": { "n": 1, "median": 8, "min": 8, "max": 8, "p25": 8, "p75": 8, "mean": 8 } }, "registrar-filing-fee": { "GBP": { "n": 1, "median": 100, "min": 100, "max": 100, "p25": 100, "p75": 100, "mean": 100 } }, "professional-liability": { "USD": { "n": 1, "median": 42.92, "min": 42.92, "max": 42.92, "p25": 42.92, "p75": 42.92, "mean": 42.92 } }, "professional-liability-it-consultant": { "USD": { "n": 1, "median": 90, "min": 90, "max": 90, "p25": 90, "p75": 90, "mean": 90 } }, "tech-errors-and-omissions": { "USD": { "n": 1, "median": 94, "min": 94, "max": 94, "p25": 94, "p75": 94, "mean": 94 } } } }, "rows": [ { "source": "Hiscox UK - how much does professional indemnity insurance cost", "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance/faq/how-much-does-professional-indemnity-insurance-cost", "figure": "£8.00 ", "value": 8, "unit": "GBP", "vat": null, "axis": { "cover-type": "professional-indemnity-gb" }, "retrieved_at": "2026-09-12", "quote": "The cost of professional indemnity insurance will vary from business to business. Hiscox professional indemnity quotes start from £8.00 a month*, with some higher policies covering up to £10,000,000.", "source_class": "primary-provider-own-site", "text_sha256": "ee3cb8bbc9c945803257a1fddc4e87366bd2a664f5a84b65b5be7dd681fa7ba8" }, { "source": "Companies House fee changes (GOV.UK campaign site)", "url": "https://changestoukcompanylaw.campaign.gov.uk/changes-to-companies-house-fees/", "figure": "£100", "value": 100, "unit": "GBP", "vat": null, "axis": { "cover-type": "registrar-filing-fee" }, "retrieved_at": "2026-09-19", "quote": "Transaction Channel New fee Incorporation Digital £100", "source_class": "primary-government", "text_sha256": "50fce87405b51b9993f2304f601e000a9d42a49e39b506f7e6a438abd015bb96" }, { "source": "Hiscox US - professional liability insurance cost", "url": "https://www.hiscox.com/small-business-insurance/professional-liability-insurance/cost", "figure": "$42.92 ", "value": 42.92, "unit": "USD", "vat": null, "axis": { "cover-type": "professional-liability" }, "retrieved_at": "2026-09-12", "quote": "Monthly Cost* $42.92 $85.42", "source_class": "primary-provider-own-site", "text_sha256": "11f66b2ac204c6ad177c42530a4f91fdd79e5b1cb2df70f16b69cf6aba0d8f70" }, { "source": "NEXT - professional liability insurance cost", "url": "https://www.nextinsurance.com/professional-liability-insurance/cost/", "figure": "$90 ", "value": 90, "unit": "USD", "vat": null, "axis": { "cover-type": "professional-liability-it-consultant" }, "retrieved_at": "2026-09-12", "quote": "IT consultants $90 System failures, data loss, implementation errors", "source_class": "primary-provider-own-site", "text_sha256": "445697f629fdd4db53c2b4dac21916ee83f9bf2e816701f05c4178ea0e45840d" }, { "source": "Insureon - web developer insurance costs", "url": "https://www.insureon.com/technology-business-insurance/web-developers/cost", "figure": "$94 ", "value": 94, "unit": "USD", "vat": null, "axis": { "cover-type": "tech-errors-and-omissions" }, "retrieved_at": "2026-09-12", "quote": "Web developers pay an average of $94 per month, or $1,127 annually, for tech E&O insurance.", "source_class": "primary-provider-own-site", "text_sha256": "4e63e0b7d47b13e7b3579085c28af3534ac857bb2da8acc423ede5cd6b524dc9" } ], "not_published": [ { "source": "TechInsurance - software developer and programmer insurance cost", "url": "https://www.techinsurance.com/technology-business-insurance/software-development", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "TechInsurance - errors and omissions insurance cost", "url": "https://www.techinsurance.com/errors-omissions-insurance/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Insureon - technology business insurance costs", "url": "https://www.insureon.com/technology-business-insurance/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Insureon - software developer insurance costs", "url": "https://www.insureon.com/technology-business-insurance/software-developers/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Insureon - mobile app developer insurance costs", "url": "https://www.insureon.com/technology-business-insurance/mobile-app-developers/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Simply Business - IT consultant insurance (GB)", "url": "https://www.simplybusiness.co.uk/business-insurance/it-consultants-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Simply Business - software company insurance (GB)", "url": "https://www.simplybusiness.co.uk/business-insurance/software-company-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Simply Business - professional indemnity insurance (GB)", "url": "https://www.simplybusiness.co.uk/business-insurance/professional-indemnity-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "PolicyBee - how much is professional indemnity insurance", "url": "https://www.policybee.co.uk/blog/how-much-is-professional-indemnity-insurance", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Hiscox US - errors and omissions quotes", "url": "https://www.hiscox.com/small-business-insurance/errors-and-omissions-insurance/e-and-o-quotes", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "US Small Business Administration - apply for licenses and permits", "url": "https://www.sba.gov/business-guide/launch-your-business/apply-licenses-permits", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "NEXT - errors and omissions insurance cost", "url": "https://www.nextinsurance.com/errors-and-omissions-insurance/cost/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "biBerk - what small business liability insurance costs", "url": "https://www.biberk.com/articles/how-much-should-business-liability-insurance-cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Thimble - professional liability insurance cost", "url": "https://www.thimble.com/professional-liability-insurance/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "the insurer that publishes a price", "url": "https://www.insureon.com/technology-business-insurance/software-developers/cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://www.techinsurance.com/technology-business-insurance/software-development", "label": "TechInsurance - software developer and programmer insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.techinsurance.com/errors-omissions-insurance/cost", "label": "TechInsurance - errors and omissions insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/technology-business-insurance/cost", "label": "Insureon - technology business insurance costs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/technology-business-insurance/software-developers/cost", "label": "Insureon - software developer insurance costs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/technology-business-insurance/web-developers/cost", "label": "Insureon - web developer insurance costs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/technology-business-insurance/mobile-app-developers/cost", "label": "Insureon - mobile app developer insurance costs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/it-consultants-insurance/", "label": "Simply Business - IT consultant insurance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/software-company-insurance/", "label": "Simply Business - software company insurance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/professional-indemnity-insurance/", "label": "Simply Business - professional indemnity insurance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance/faq/how-much-does-professional-indemnity-insurance-cost", "label": "Hiscox UK - how much does professional indemnity insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.policybee.co.uk/blog/how-much-is-professional-indemnity-insurance", "label": "PolicyBee - how much is professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.hiscox.com/small-business-insurance/professional-liability-insurance/cost", "label": "Hiscox US - professional liability insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.hiscox.com/small-business-insurance/errors-and-omissions-insurance/e-and-o-quotes", "label": "Hiscox US - errors and omissions quotes", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://changestoukcompanylaw.campaign.gov.uk/changes-to-companies-house-fees/", "label": "Companies House fee changes (GOV.UK campaign site)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sba.gov/business-guide/launch-your-business/apply-licenses-permits", "label": "US Small Business Administration - apply for licenses and permits", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nextinsurance.com/professional-liability-insurance/cost/", "label": "NEXT - professional liability insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nextinsurance.com/errors-and-omissions-insurance/cost/", "label": "NEXT - errors and omissions insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.biberk.com/articles/how-much-should-business-liability-insurance-cost", "label": "biBerk - what small business liability insurance costs", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.thimble.com/professional-liability-insurance/cost", "label": "Thimble - professional liability insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/technology-business-insurance/software-developers/cost", "label": "the insurer that publishes a price", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through the estate's fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 5 of the 20 named sources that could be read published a usable figure; 15 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 134 candidate sentence(s) were refused by a reviewer with the reason recorded. Derivation as chartered: one row per cover type per jurisdiction per business size: the published premium, its limit and its deductible, beside the registrar's own filing fee; the derivations nobody publishes are the MEDIAN published premium for a software or web development firm at each revenue band, the spread between insurers for the same limit, the total first-year cost of being legally set up and covered in each jurisdiction, and how that has moved - all of it read from insurers that publish a number rather than from a broker's quote form", "embed": "

42.92 to 94 USD

3 published figures, Agency Formation And Cover, across 5 sources, read 26 September 2026

Source: FindAgency HQ Agency Formation And Cover
" }